Legal

Terms of Use

Last updated 22 August 2026

These terms govern your use of this website. They are short on purpose, because the site itself does very little: it describes a program that is still being built.

01This site is information, not an offer

Everything here is provided for general information. Nothing on this site is an offer to sell insurance, a solicitation of an application, a binder, a quote, or a promise that any coverage will be available to you or to anyone else. No coverage is in force by virtue of anything you read here or send through this site.

02No professional relationship or advice

Reading this site, emailing us, or filling in a form does not create a broker, agency, advisory, or fiduciary relationship. Nothing here is legal, regulatory, actuarial, financial, or risk-management advice, and it should not be relied on in place of advice from your own licensed advisers about your own facility and jurisdiction.

03Program terms are illustrative

Limits, deductibles, coverage descriptions, and any figures shown are illustrative planning targets. They are subject to underwriting review and to confirmation of carrier and reinsurance capacity, and they are not currently bound in any jurisdiction. Actual terms, if a program becomes available, will be set out in the policy documents, and the policy language governs. Any facility data or example shown on this site is synthetic and does not represent a real client.

04Acceptable use

Use the site lawfully. Do not attempt to gain unauthorised access to it, disrupt it, scrape it in a way that burdens it, or use it to send anything unlawful.

05Intellectual property

The content, design, text, and marks on this site belong to us or our licensors. You may read the site, quote it fairly with attribution, and print a copy for your own reference. You may not copy the design, reproduce substantial parts of the content, or present it as your own.

06Links to other sites

Where this site links elsewhere, we do not control the destination and are not responsible for its content, accuracy, or privacy practices.

07No warranties

The site is provided as-is and as-available. We do not warrant that it will be uninterrupted, error-free, or current, and to the extent the law allows we disclaim the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

08Limitation of liability

To the fullest extent permitted by law, we are not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits or lost business, arising out of your use of, or inability to use, this site. Nothing in these terms limits liability that cannot lawfully be limited.

09Governing law

These terms are governed by the laws of the Commonwealth of Massachusetts, without regard to its conflict-of-laws rules, and the state and federal courts sitting in Massachusetts have exclusive jurisdiction over any dispute arising from them.

10Changes

We may update these terms. The date at the top of this page shows when they last changed, and continuing to use the site after a change means you accept the revised version.

11Contact

Questions about these terms can be sent to [GENERAL EMAIL], or by post to [LEGAL ENTITY NAME], [MAILING ADDRESS].